Karen K. Lutt


Karen K. Lutt is an experienced litigator whose practice focuses on insurance defense and coverage litigation, including personal injury, property damage, construction and professional liability matters.  She has significant experience representing clients in arbitrations and other alternative dispute resolution forums, as well as all aspects of pretrial litigation, including discovery, complex depositions and substantial motion practice.

Prior to joining Penino & Moynihan, Ms. Lutt was an Assistant Corporation Counsel for the Law Department of the City of New York and also worked as an associate in the New York City in-house counsel office for Cigna Property and Casualty.


  • Bars
    • New York
  • Courts
    • U.S. District Court, Southern District of New York
    • U.S. District Court, Eastern District of New York


  • Brooklyn Law School, J.D.
  • State University of New York at Albany, B.A.